What do you get? - Loan amount: minimum LBP 45 million and maximum amount is LBP 150 million
- Interest rate: preferential at 2.128% annually
- Financed amount: up to 60% of the speculative value of the property
- Repayment period: up to 25 years*
- Free credit card
- No file fees
What are the guarantees needed?
- Senior debt mortgage on the apartment
- Life insurance covering applicant up to loan amount
- Fire insurance on the apartment up to the appraisal value
* Applicant's age should not exceed 64 years old at contract maturity
Related Documents
Personal Documents
- Copy of identification card or valid passport
- Copy of family civil register
- Proof of residence such as electricity, telephone, or water bill
- Copy of medical insurance card or NSSF card
Employed- Authenticated salary certificate
Self-Employed- Declaration of income and expenses and of taxes if available
- Bank's statement of accounts for the last 2 years
- Copy of company's circular
- Balance sheet for the last 2 years
Plot-related Documents - Copy of title deed
- Original real estate certificate
- Original real estate certificate for the common parts
- Copy of rules of co-proprietors if any
- Copy of planning certificate if any
- Copy of housing permit if any
- Copy of allotment plan if any
- Copy of work report by the Project Engineer
- Copy of building permit certified by the Syndicate of Engineers
Download Product Key Fact Statement