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Displaced Housing Loan
Displaced Housing Loan Are you from the Lebanese villages that were affected by the displacement before 1990? Are you hoping to return to your hometown and opting for a fund to reconstruct, renovate, repair or improve your village home? With Fransabank's "Displaced Loan", the come back to your hometown is now at your fingertips!

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What do you get?
  • Loan amount: minimum LBP 45 million and maximum amount is LBP 150 million
  • Interest rate: preferential at 2.128% annually
  • Financed amount: up to 60% of the speculative value of the property
  • Repayment period: up to 25 years*
  • Free credit card
  • No file fees
How can you repay your loan?
  •  Through monthly installments that can reach up to 33% of your monthly income
What are the guarantees needed?
  • Senior debt mortgage on the apartment
  • Life insurance covering applicant up to loan amount
  • Fire insurance on the apartment up to the appraisal value
 
* Applicant's age should not exceed 64 years old at contract maturity

Related Documents
Personal Documents
  • Copy of identification card or valid passport
  • Copy of family civil register
  • Proof of residence such as electricity, telephone, or water bill
  • Copy of medical insurance card or NSSF card
Employement-Related Documents
Employed

  • Authenticated salary certificate


Self-Employed

  • Declaration of income and expenses and of taxes if available
  • Bank's statement of accounts for the last 2 years
  • Copy of company's circular
  • Balance sheet for the last 2 years
Plot-related Documents
  • Copy of title deed
  • Original real estate certificate
  • Original real estate certificate for the common parts
  • Copy of rules of co-proprietors if any
  • Copy of planning certificate if any
  • Copy of housing permit if any
  • Copy of allotment plan if any
Documents related to construction
  • Copy of work report by the Project Engineer
  • Copy of building permit certified by the Syndicate of Engineers

Download Product Key Fact Statement ​​​​​​​​​​

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