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Housing Loan introduced by BDL 475
What do you get?
  • Currency: LBP
  • Loan amount: up to LBP 1,200 million
  • Interest rate: BDL 382: 25% of 1 year Treasury Bills + 2.9%
  • Financed amount: Up to 75% of the apartment's price
  • Repayment period:
    From 5 years to 30 years for residents including grace period from 0 to 4 years
    From 5 years to 20 years for expatriates including grace period from 0 to 4 years
  • Free pre-approved credit card
  • No file fees
How does it work?
To qualify for the Housing Loan Subsidiezed by BDL​ 
  • You should be of Lebanese nationality
  • You should have a minimum monthly income of USD 1,000
  • You should be an employee within the same company or profession for at least 2 years
How can you repay your loan?
  • Through monthly installments that can reach up to 33% of your monthly income
What are the guarantees?
  • First degree mortgage on the apartment
  • Life insurance covering applicant up to loan amount
  • Fire insurance on the apartment up to the appraised value
* Applicant's age should not exceed 64 years old at loan maturity

Required Documents
Personal Documents
  • Copy of identification card
  • Copy of family civil register
  • Proof of residence such as mayor certificate, electricity, telephone, or water bill
  • Copy of medical insurance card or NSSF card
  • Authenticated salary certificate
  • Declaration of income and expenses and of taxes if available
  • Bank's statement of accounts for the last 2 years
  • Copy of company's circular
  • Balance sheet for the last 2 years

Plot-related Documents
  • Copy of title deed
  • Original of real estate certificate
  • Original of real estate certificate for the common parts
  • Original of promise of sale contract
  • Copy of rules of co-proprietors
  • Copy of planning certificate
  • Copy of housing permit
  • Copy of allotment plan
Documents related to construction
  • Copy of work report by the Project Engineer
  • Copy of building permit certified by the Syndicate of Engineers

Download Product Key Fact Statement for Residents  ​​​​

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No.1 on the list of banks. BDL Authorization No. 11/438 dated 21.09.2006. Designed and developed by Borninteractive