International Network

Subsidiaries & Associate Banks Abroad

France: FRANSABANK (France) sa

Overview
France marked Fransabank’s first expansion juncture, whereby we are present in the French market since 1984 through our subsidiary Fransabank (France) which was created jointly with Crédit Agricole sa.

Shareholding
Since December 2007, the shareholding structure of Fransabank (France) SA consists of Fransabank sal (60%) and Financière Océor (40%), subsidiary of BPCE Group - the 2nd largest banking group in France.

Services
FRANSABANK (France) SA offers a wide range of commercial banking products and services (Corporate Finance, Trade Finance, Letters of guarantees, discounting, etc.) to individual and corporate clients having special interest with Middle East and North Africa region.

Board of Directors

Mr. Adel KASSAR	Chairman & General Manager
Mr. Yvan de LA PORTE DE THEIL	Deputy Chairman
Mr. Nabil KASSAR	Member, representing Fransabank sal
Mr. Bruno DELETRE	Member, representing Finaciere Océor
Mr. Adnan KASSAR	Member
Mr. Mansour BTIESH	Member
Attorney Walid DAOUK	Member
Mr. Dany MAKHLOUF	Member
Mr. Charles Milhaud	Member

Address
104, Avenue des Champs Elysées, 75008 Paris
Tel : (+33-1) 53 76 84 00
Fax : (+33-1) 45 63 57 00
SWIFT : FRAF FR PP
Email: info@fransabank.fr

Contact Person
Mr. Henri de COURTIVRON, General Manager
Email: henri.decourtivron@fransabank.fr

Algeria: Fransabank El Djazaïr spa

Overview 
Fransabank is the first Lebanese bank to enter the Algerian market via its subsidiary Fransabank El Djazaïr. Fransabank El Djazaïr is now operational via two branches, in Algiers and Oran, and has three branches under establishment, in Constantine, Blida and Bab Ezzouar. In September 2009, the Bank’s capital was increased to DZD 10 billion (c/v US$ 138 million) in order to meet the new requirements of the Central Bank of Algeria. .

Services
Fransabank El Djazaïr spa offers to its clients a full range of banking products and services in addition to commercial activities which covers inter alia Corporate Finance, Trade Finance, Letters of guarantees, discounting, etc.

Board of Directors

Mr. Nadim KASSAR	Chairman
Mr. Nabil KASSAR	Member, representing Fransabank sal
Mr. Raja SARKIS	Member, representing CMA SGM sa- France
Mr. Lazhar HANI	Member, representing Merit Corporation sal- Lebanon
Mr. Abdelrahmane SALHI	Member, representing Maghreb Truck spa- Algeria
Mr. Mansour BTEISH	Member
Attorney Walid DAOUK	Member

Branches:

Algiers (Head Office and main branch)
Address
45B, Lot Petite Provence
Sidi Yahia Hydra, 16405 Algiers
Tel : (+213) 21 48 12 96 / 48 27 48
Fax : (+213) 21 60 66 06
SWIFT : FSBK DZ AL
E-mail : info@fransabank.dz

Oran
Address
Cité Dar El Beida - Cooperative El Zouhour no. 12 - Oran
Tel: (+213) 41 46 09 06

Contact Person
Mr. Alain SANTI, General Manager
Email: alain.santi@fransabank.dz

Syria: Fransabank Syria sa

Overview
FRANSABANK Syria launched its operations in January 2009, and operates now through four branches located in Damascus (2), Aleppo (1) and Homs (1). FRANSABANK expansion strategy in Syria envisions a rapid local geographic growth in major cities such as Lattakia, Hama and Tartus.

Shareholding

FRANSABANK SAL	48%
Mr. Adel KASSAR	1%
Mr. Rodolphe SAADE	5%
Ms. Tania SAADE	5%
Mr. Ahmed EL SHAHABI	5%
IPO Subscribers	36%

Services
Fransabank Syria SA is a full-fledged bank with a focus on SMEs, Corporate and Retail. Fransabank Syria SA will also capitalize on the competitive edge and know-how it has accumulated in electronic banking and in the cards business.

Board of Directors

Mr. Adel KASSAR	Chairman
Mr. Adnan KASSAR	Member, representing Fransabank sal
Mr. Nabil KASSAR	Member, representing Fransabank sal
Mr. Chadi KARAM	Member, representing Fransabank sal
Mr. Ahmad AL-SHIHABI	Member
Mr. Elie SIOUFI	Member
Mr. Ali Wahib MERHI	Member
Mr. Sami RABBATH	Member
Mr. Sabih AL-NAHAS	Member

Address
Damascus, Abou Remmaneh, Al MahdiBen Barakeh Street, Al Otaki Building, Ground Floor
Phone: (+963) 11 33 53 030
Fax : (+963) 11 33 53 037
Swift: FSBS SY DA
E-mail: info@fransabank.sy

Damascus

Baghdad Str., facing Al Horria Institute

Phone:      (+963) 11 23 26 890/1

Fax:         (+963) 11 23 26 892

 

Aleppo

Al Aziziyah Str., Shallal Roundabout, Facing Public Garden, Kurdi Bldg.

Phone:      (+963) 21 22 42 601/2

Fax:         (+963) 21 22 42 603

 

Aleppo

Faisal Str., facing Georges Salem Institute

Phone:      (+963) 21 22 18 265/8

Fax:         (+963) 21 22 18 270

 

Homs

Hachem Al Atasi Str., Plaza Bldg.

Phone:      (+963) 31 24 56 030/1

Fax:         (+963) 31 24 56 033

 

Tartous

Thawra Avenue, Ali Abdel Latif Ismail Bldg.

Phone:      (+963) 43 32 90 60

Fax:         (+963) 43 32 90 64

 

Latakia

West Kornish

Phone:      (+963) 41 45 98 29/30/31

Fax:         (+963) 41 45 99 07

 

Damascus Suburb

Sayyeda Zeinab Branch, Safir Hotel

Phone:      (+963) 11 6486011

Fax:         (+963) 11 6486014

 

Damascus Free Zone

Free Zone, Baramki, Bldg. Unit 47 B

Phone:      (+963) 11 2321008

Fax:         (+963) 11 2113150

 

 

Contact Person
Mr. Nadim MOUJAES, General Manager
E-mail : nadim.moujaes@fransabank.sy

Belarus: Fransabank OJSC

Overview
In September 2008, FRANSABANK acquired Golden Taler Bank in Minsk - Belarus which name was subsequently changed to FRANSABANK OSJC.  FRANSABANK dynamic entry to this market has already revealed good business opportunities.

Shareholding

FRANSABANK SAL	80%
Fransa Holding	19.9375%
Others	0.0625%

Supervisory Council

Mr. Adnan KASSAR	Chairman
Mr. Adel KASSAR	Deputy Chairman
Mr. Ghantous GEMAYEL	Member
Mr. Georges ANDRAOS	Member

Address
3, Tatarskaya Str., 220035, Minsk - Republic of Belarus
Tel/Fax : +375 17 30 64 426
Swift: GTB NBY 22
E-mail: office@fransabank.by
Website: www.fransabank.by

21  exchange offices in Minsk and one branch in Gomel

Contact Person
Mr. Ibrahim KOLEILAT, General Manager
Email i.koleilat@fransabank.by

Sudan: United Capital Bank

Overview
FRANSABANK is present in the Sudanese market through a 20% participation in the capital of United Capital Bank which is an Islamic investment and corporate bank that offers various Sharia-compliant modes of financing such as Moudaraba, Moucharaka, Mourabaha, Ijarah and Istisnaa.

Shareholding

Aref Group	49.24%
FRANSABANK Group	20.00%
Al Wazzan Group	12.50%
Boubyan Group	11.67%
Al Alami Group	6.25%
Al Dorah Petroleum Co.	0.29%
Others (Sudanese and Kuwaiti Individuals)	0.05%

Services
United Capital Bank provides financing for major projects in Sudan in addition to general working capital requirements to prime corporate and government entities under the various Sharia compliant modes of financing of such as Moudaraba, Moucharaka, Mourabaha, Ijarah, Istisnaa etc.

Board of Directors

Mr. Saad AL-WAZZAN	Chairman
Mr. Mansour BTEISH	Deputy Chairman
Mr. Ali AL-ALAMI	Member
Mr. Faras AL BAHAR	Member
Mr. Ebrahim AL KHUZAM	Member
Mr. Tareq ABDUL GAFOUR	Member
Mr. Al Sharef AL BUDR	Member (Sudanese Independent Director)

Address
Plot 411, Square 65
Mamoun Beheiry Street, South the Green Square (North Al Salam Rotana Hotel), Khartoum
P.O.Box 8210, Al Amarat
Sudan
Tel: (+249) 183 247700
Fax: (+249) 183 235000
Swift: CBSK SD KH
E-mail: Kamal@bankalmal.com
Web site: www.bankalmal.com
www.capitalbank-sudan.com

Three branches in Khartoum and Rebak

Contact Person
Mr. Kamal EL ZUBEIR, General Manager
Email: kamal@bankalmal.com

Representative Offices

Cuba

Overview
Established in 1985, our Representative Office in La Havana focuses mainly on commodities trading activities (pre-export finance, import and export), as well as providing facilities to local banks for investment purposes.

Address
Calle 72 no 505 e/ 5ta – Ave. y 5ta-A
Miramar Playa – Ciudad de la Habana- Cuba
Tel : (+537) 204 92 72 – 204 93 05/6
Fax : (537) 204 92 73
E-mail : frsbkaak@ceniai.inf.cu

Cyprus: USB Bank PLC 

Address
83 Digenis Akritas Avenue, 5th Floor
1070 Nicosia – Cyprus
Tel: (+357) 22 88 33 33
Web site: usb.com.cy

Correspondent Banks

• Algeria, Algiers, Fransabank El Djazair SPA
• Australia, Melbourne, Australia and New Zealand Banking Group Limited*
• Austria, Vienna, UniCredit Bank Austria AG
• Bahrain, Manama, Arab Banking Corporation BSC / Gulf International Bank BSC
• Belgium, Brussels, KBC Bank NV                                                
• Brazil, São Paulo, Deutsche Bank SA Banco Alemao
• Bulgaria, Sofia, UniCredit Bulbank AD
• Canada, Toronto, The Bank of Nova Scotia*
• China, Beijing, Bank of China Ltd.
• China, Hong Kong, The Hongkong and Shanghai Banking Corporation Limited / Standard Chartered Bank
• China, Shanghai, Standard Chartered Bank
• Cyprus, Nicosia, Bank of Cyprus Public Company Limited
• Czech Republic, Prague, Ceskoslovenska Obchodni Banka AS
• Denmark, Copenhagen, Danske Bank A/S*
• Egypt, Cairo, Banque Misr SAE / National Bank of Egypt*
• Finland, Helsinki, Nordea Bank Finland Plc
• France, Paris, Fransabank (France) SA / Crédit Agricole SA
• Germany, Frankfurt am Main, Commerzbank AG* / Deutsche Bank AG*
• Greece, Athens, National Bank of Greece SA
• Hungary, Budapest, OTP Bank Plc*
• India, New Delhi, Deutsche Bank AG
• Italy, Milan, Intesa Sanpaolo SpA / UniCredit SpA
• Japan, Tokyo, Mizuho Corporate Bank Ltd. / The Bank of New York Mellon Corporation*
• Jordan, Amman, Arab Bank plc / Arab Banking Corporation (Jordan)
• K.S.A. , Jeddah, The National Commercial Bank /  
• K.S.A, Riyadh, Riyad Bank*                                
• Kuwait, Kuwait City, National Bank of Kuwait SAK /  Burgan Bank SAK *
• Netherlands, (The) Amsterdam, ABN AMRO Bank N.V.
• Norway, Oslo, Nordea Bank Norge ASA*
• Qatar, Doha, Doha Bank*
• Russia, Moscow, VTB Bank (OJSC)
• South Korea,  Seoul, Standard Chartered Bank
• Spain, Madrid, Banco Bilbao Vizcaya Argentaria SA / Banco de Sabadell SA
• Sri Lanka, Colombo, Seylan Bank PLC
• Sweden, Stockholm, Skandinaviska Enskilda Banken AB (Publ)*
• Switzerland, Zürich, Crédit Suisse AG / UBS AG*
• Turkey, Istanbul, Yapi ve Kredi Bankasi AS
• U.A.E.. Dubai, MashreqBank PSC* / Standard Chartered Bank
• U.K. , London, Barclays Bank PLC* / HSBC Bank plc*
• U.S.A , New York, JPMorgan Chase Bank NA* / The Bank of New York Mellon Corporation*

* Nostro Account(s) Maintained